Wellness 360 Complete

Convenient Access to Healthcare

Wellness 360 Complete

Convenient Access to Healthcare

Solutions for Everyone

One Low Monthly Price

When it is time for an annual checkup, or necessary to visit the doctor for injury or illness, Wellness 360 Complete has you covered. Members have access to two PPO networks to help meet their healthcare needs.

Solutions for Everyone

One Low Monthly Price

When it is time for an annual checkup, or necessary to visit the doctor for injury or illness, Wellness 360 Complete has you covered. Members have access to two PPO networks to help meet their healthcare needs.

Why Wellness 360 Complete?

Doctor Office and Urgent Care Benefits

Going to the doctor when you are running a fever or have a pulled muscle in your back should not be a financial decision. Wellness 360 Complete members have access to Hooray Health’s proprietary network of Retail Clinics and Urgent Care Centers with a $25 payment to treat an injury or illness. In addition, the First Health Network provides contracted rates for inpatient and outpatient services within their network for an accident or illness that requires more than a Hooray Health Retail Clinic or Urgent Care Center can provide.

  • 2 PPO Networks: Hooray Health & First Health
  • $25 Payment & No Balance Bills with Hooray Health*

  • No Deductibles to Meet. No Claims to File.
  • Diagnostic X-ray & Lab Testing Benefit
  • Routine Wellness & Immunization Coverage
  • Value-Added Benefits to Save on Health Care Needs
  • *No balance bills apply for covered services with contracted Hooray Health Network Providers.

Why Wellness 360 Complete?

Doctor Office and Urgent Care Benefits

Going to the doctor when you are running a fever or have a pulled muscle in your back should not be a financial decision. Wellness 3602.0 members have access to Hooray Health’s proprietary network of Retail Clinics and Urgent Care Centers with a $25 copay to treat an injury or illness. In addition, the First Health Network provides contracted rates for inpatient and outpatient services within their network for an accident or illness that requires more than a Hooray Health Retail Clinic or Urgent Care Center can provide.

2 PPO Networks: Hooray Health & First Health

$25 Payment & No Balance Bills with Hooray Health*

No Deductibles to Meet. No Claims to File.

Diagnostic X-ray & Lab Testing Benefit

Routine Wellness & Immunization Coverage

Value-Added Benefits to Save on Health Care Needs

*No balance bills apply for covered services with contracted Hooray Health Network Providers.

The Value In Wellness 360 Complete

The Hooray Health and First Health Networks provide access to save on out-of-pocket costs associated with injury and illness.

The Value In Wellness 360 Complete

The Hooray Health and First Health Networks provide access to save on out-of-pocket costs associated with injury and illness.

Great Wellness Solutions For Everyone

Reduce your out-of-pocket expenses with a Wellness 360 Complete membership.

Basic

  • Includes (2) Outpatient Doctor Office Visits up to $150
  • Includes (1) Urgent Care Visit- $25 Payment

  • (2) Diagnostic & Lab Testing Benefits Included
  • Wellness Care Visits Benefit
  • Aetna Dental/ Coast to Coast Vision Access
  • Hooray Health & First Health Networks

Plus

  • Includes (3) Outpatient Doctor Office Visits up to $150

  • Includes (1) Urgent Care Visit- $25 Payment

  • (2) Diagnostic & Lab Testing Benefits Included
  • Wellness Care Visits Benefit
  • Aetna Dental/ Coast to Coast Vision Access
  • Hooray Health & First Health Networks

Preferred

  • Includes (3) Outpatient Doctor Office Visits up to $150
  • Includes (2) Urgent Care Visits- $25 Payment

  • Includes (3) Emergency Room Visits up to $50
  • (3) Diagnostic & Lab Testing Benefits Included

  • Anesthesia, Hospital Confinement & Surgery Benefits

  • Wellness Care Visits Benefit

  • Aetna Dental/ Coast to Coast Vision Access

  • Hooray Health & First Health Networks

Premium

  • Includes (3) Outpatient Doctor Office Visits up to $150
  • Includes (2) Urgent Care Visits- $25 Payment

  • Includes (3) Emergency Room Visits up to $50
  • (6) Diagnostic & Lab Testing Benefits Included

  • Anesthesia, Hospital Confinement & Surgery Benefits

  • Wellness Care Visits Benefit

  • Aetna Dental/ Coast to Coast Vision Access

  • Hooray Health & First Health Networks

Platinum

  • Includes (4) Outpatient Doctor Office Visits up to $150

  • Includes (2) Urgent Care Visits- $25 Payment

  • Includes (3) Emergency Room Visits up to $50
  • (6) Diagnostic & Lab Testing Benefits Included

  • Anesthesia, Hospital Confinement & Surgery Benefits

  • Wellness Care Visits Benefit

  • Aetna Dental/ Coast to Coast Vision Access

  • Hooray Health & First Health Networks

Great Wellness Solutions For Everyone

There’s a plan for everyone. Find the one that’s right for you and your family.

Basic

  • Includes (2) Outpatient Doctor Office Visits up to $150
  • Includes (1) Urgent Care Visit- $25 Payment

  • (2) Diagnostic & Lab Testing Benefits Included
  • Wellness Care Visits Benefit
  • Aetna Dental/ Coast to Coast Vision Access
  • Hooray Health & First Health Networks

Plus

  • Includes (3) Outpatient Doctor Office Visits up to $150

  • Includes (1) Urgent Care Visit- $25 Payment

  • (2) Diagnostic & Lab Testing Benefits Included
  • Wellness Care Visits Benefit
  • Aetna Dental/ Coast to Coast Vision Access
  • Hooray Health & First Health Networks

Preferred

  • Includes (3) Outpatient Doctor Office Visits up to $150
  • Includes (2) Urgent Care Visits- $25 Payment

  • Includes (3) Emergency Room Visits up to $50
  • (3) Diagnostic & Lab Testing Benefits Included

  • Anesthesia, Hospital Confinement & Surgery Benefits

  • Wellness Care Visits Benefit

  • Aetna Dental/ Coast to Coast Vision Access

  • Hooray Health & First Health Networks

Premium

  • Includes (3) Outpatient Doctor Office Visits up to $150
  • Includes (2) Urgent Care Visits- $25 Payment

  • Includes (3) Emergency Room Visits up to $50
  • (6) Diagnostic & Lab Testing Benefits Included

  • Anesthesia, Hospital Confinement & Surgery Benefits

  • Wellness Care Visits Benefit

  • Aetna Dental/ Coast to Coast Vision Access

  • Hooray Health & First Health Networks

Platinum

  • Includes (4) Outpatient Doctor Office Visits up to $150

  • Includes (2) Urgent Care Visits- $25 Payment

  • Includes (3) Emergency Room Visits up to $50
  • (6) Diagnostic & Lab Testing Benefits Included

  • Anesthesia, Hospital Confinement & Surgery Benefits

  • Wellness Care Visits Benefit

  • Aetna Dental/ Coast to Coast Vision Access

  • Hooray Health & First Health Networks

Platinum

  • 100% Coverage for ACA Preventive & Wellness Services

  • Includes (4) Physician Office Visits – $25 Payment

  • Includes (2) Specialist Office Visits – $50 copay
  • Group Fixed Indemnity Limited Benefit Medical Administered by Triada Assurance Company
  • 12 Month Pre-existing Condition Limitation on Indemnity Benefits
  • Guaranteed Issue
  • Available in 44 states & D.C.
  • PHCS Network (Specific Services)

Locate A Provider

Network Search

  1. Click on Find a Provider Find a doctor or facility page
  2. Click on the Select Network button and choose PHCS
  3. Click on Specific Services
  4. Type in the search criteria and location

Locate A Provider

Network Search

  1. Click on Find a Provider Find a doctor or facility page
  2. Click on the Select Network button and choose PHCS
  3. Click on Specific Services
  4. Type in the search criteria and location

SimpleScripts Rx

Genuine Medicines

SimpleScripts Rx has created a No-cost MEC (Minimal Essential Coverage) Medication Program that includes 95 ACA (Affordable Care Act) drugs at no-cost, plus great discounts on all other medications.

SimpleScripts Rx

Genuine Medicines

SimpleScripts Rx has created a No-cost MEC (Minimal Essential Coverage) Medication Program that includes 95 ACA (Affordable Care Act) drugs at no-cost, plus great discounts on all other medications.

Significant Value Included in Every Plan

Members receive additional benefits, enhancing each plan by providing access to solutions for other health needs.

Significant Value Included in Every Plan

Members receive additional benefits, enhancing each plan by providing access to solutions for other health needs.

Compare Plan Prices

Coverage for Preventive & Wellness Services

Compare Plan Prices

100% Coverage for ACA Preventive & Wellness Services

Basic

$17900starting

Plus

$19900starting

Preferred

$27900starting

Premium

$33900starting

Platinum

$40900starting

Basic

$17900starting

Plus

$19900starting

Preferred

$27900starting

Premium

$33900starting

Platinum

$40900starting

About the Carrier

With over 100 years of experience, NGL believes in providing a variety of products to help meet the unique needs of their clients. Founded in 1909, their first insurance policy was sold a year later. Throughout the years, NGL grew by being active in the merger and acquisition arena, increasing their size significantly through these transactions. Today, NGL is a vibrant organization with a clear direction. They offer products in 49 states and the District of Columbia.

NGL is a partner-focused collaborator and serves as a faithful companion, showing just as much dedication to their partners as it does to the end policyholder. NGL is intentional about growth, seeking not only to build a business meant to evolve and flourish, but to build relationships that do the same and choosing actions that nurture feelings of reliability, trust and success.

National Guardian Life Insurance Company (NGL) has received a Financial Strength Rating of A (Excellent) from AM Best (as of 3/24/2021).

National Guardian Life is not affiliated with Guardian Life Insurance Company of New York, aka The Guardian or Guardian Life.

About the Carrier

With over 100 years of experience, NGL believes in providing a variety of products to help meet the unique needs of their clients. Founded in 1909, their first insurance policy was sold a year later. Throughout the years, NGL grew by being active in the merger and acquisition arena, increasing their size significantly through these transactions. Today, NGL is a vibrant organization with a clear direction. They offer products in 49 states and the District of Columbia.

NGL is a partner-focused collaborator and serves as a faithful companion, showing just as much dedication to their partners as it does to the end policyholder. NGL is intentional about growth, seeking not only to build a business meant to evolve and flourish, but to build relationships that do the same and choosing actions that nurture feelings of reliability, trust and success.

National Guardian Life Insurance Company (NGL) has received a Financial Strength Rating of A (Excellent) from AM Best (as of 3/24/2021).

National Guardian Life is not affiliated with Guardian Life Insurance Company of New York, aka The Guardian or Guardian Life.

Testimonials

Here’s what our happy members had to say about Wellness 360 Complete:

“Having access to not only one, but TWO networks of doctors and specialists has really opened the door for me to afford my annual wellness visits.”

Billy R.

“While working on my motorcycle, I burned my leg and did not hesitate to see go to an urgent care clinic. I am glad I did because it only cost me $25 since they were in network.”

Mark W

“Having the family plan was helpful when it came to getting my kiddo’s immunization shots to start the school year. We were able to schedule an in-network doctor five minutes from my house.”

Becky N

“My Wellness 360 Complete membership has helped get my health back in check with the many benefits it offers.”

Kenneth H

“I love the prescription drug program as part of my Wellness 360 Complete plan because I was able to find two of my medications for half the price! Now that’s a bargain I can live with!”

Linda J

Testimonials

Here’s what our happy members had to say about Wellness 360 Complete:

“Having access to not only one, but TWO networks of doctors and specialists has really opened the door for me to afford my annual wellness visits.”

Billy R.

“While working on my motorcycle, I burned my leg and did not hesitate to see go to an urgent care clinic. I am glad I did because it only cost me $25 since they were in network.”

Mark W

“Having the family plan was helpful when it came to getting my kiddo’s immunization shots to start the school year. We were able to schedule an in-network doctor five minutes from my house.”

Becky N

“My Wellness 360 Complete membership has helped get my health back in check with the many benefits it offers.”

Kenneth H

“I love the prescription drug program as part of my Wellness 360 Complete plan because I was able to find two of my medications for half the price! Now that’s a bargain I can live with!”

Linda J

Frequently Asked Questions

Depending on the plan type chosen, outpatient doctor visits range from 2 to 4 visits and urgent care visits range from 1 to 2 visits per calendar year.

Members Services is available M-Th 9am-6pm/ Fri 9am-4pm (CST) by phone at (888) 918-2386 or by email at [email protected].

To find providers that are included in your Hooray Health network, visit this link: Hooray Health.

To find providers that are included in your First Health network, visit this link: First Health Network.

Yes. As a member to SimpleScripts Rx, you won’t have to worry about the expensive cost of 95 common medications. That’s because SimpleScripts Rx has created a No-cost MEC (Minimal Essential Coverage) Medication Program that includes 95 ACA (Affordable Care Act) drugs at no-cost, plus great discounts on all other medications.

MyTelemedicine offers 24/7 access to Board-certified physicians either a phone call or click away. Physicians can diagnose many common non-emergency condition symptoms, recommend treatment options, and prescribe non-controlled substances when medically necessary.

ICE Tracer is an Emergency Medical Solution & Personal Health Record (PHR) System that provides First Responders and Medical Personnel fast access to vital medical information in order to prevent mistakes. Members receive a free monthly membership with the ability to add family members.

No benefits are payable for Pre-Existing Conditions until the date the Covered Person has been covered under this policy for 12 consecutive months.

YES! Mammograms for women age 40 or over are covered up to $100 with a maximum number of 1 visit per calendar year.

YES! Colonoscopies are covered up to $1,000 with a maximum number of 1 visit per calendar year.

Members can save 15% to 50%* per visit, in most instances, on services at any of the many available dental practice locations nationwide. Dental services include: cleanings, X-rays, fillings, root canals and crowns. Members can also save on specialty care such as orthodontics and periodontics where available.

This vision program offers members 10% to 60% off eyeglasses, contact lenses and other retail eyewear items as well as 10% to 30% off eye examinations and 40% to 50% off the national average on LASIK. Over 20,000 eye care professionals nationwide – including many local opticians – participate in this Benefit.

TruHearing® offers a wide variety of hearing aids, different styles, colors and features that are essentially undetectable devices that connect with your smart phone or TV. With the help of a local TruHearing Provider, you are sure to find an option that will address your hearing loss- and save you thousands of dollars.

DirectLabs® is the leader in direct access laboratory testing and provides access to major clinical labs nationwide. Confidential results are available online in as little as 24 hours for most tests. Serious medical conditions can go undetected for years without noticeable symptoms. The earlier a problem is detected, the easier and more likely it is to be treatable.

SimpleScriptsRx offers a way to save on your Diabetic Supplies. Choose from quarterly testing programs or purchase your supplies as needed. All of the products are shipped to your home. No prescription is required for OTC testing supplies.

Wellpons is a member’s only site with savings links and coupons for discounts on health-related products and services. Members can choose from vitamins/supplements, weekly meal delivery subscriptions, products to support an everyday healthy life and much more.